10-15-2012 09:12 AM
I know a judgment is a judgment is a judgment, so ultimately its still a black mark, but after an unsuccessful dispute, EQ verified and updated the amount to $0 (it was previously $700). I'm getting this vacated soon anyway but I'm wondering if having it as $0 instead of $700 means anything? Better? Worse? Neither?
It starts dropping off next June so I'm still trying to decide if its worth paying $350 to vacate or just wait it out....
10-15-2012 09:16 AM
It certainly looks better to anyone that is reviewing your credit report. It may not help your score. That depends on factors such as other Judgements, other negatives, etc.
10-15-2012 09:22 AM
Of course any judgement is going to be a major derog, but under a manual review I do believe it makes a difference.