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Judgment in Texas

Regular Contributor

Judgment in Texas

How longs does a civil judgement stay on your CR in Texas? I have heard 7 yrs and 10 yrs? Does anyone know for sure which?
Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: Judgment in Texas

Civil and small claim judgments: Remain seven years from the date the judgment is filed.
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Message 2 of 7
Regular Contributor

Re: Judgment in Texas

A judgement is renewable though, right? Will I be notified that it is being renewed?
Message 3 of 7
Highlighted
Regular Contributor

Re: Judgment in Texas

bump
Message 4 of 7
Valued Contributor

Re: Judgment in Texas

Problem is this info isn't correct. EVERY state has different time periods, in Texas it's not 7 years it's 10 years and then can be renewed an additional 10 years!

AAoA = 3.2, 3.2, 3.5 years|Oldest Account = 12.8 years|Inquiries = 7-EX, 7-EQ, 9-TU. I have the credit patience of a Buddha and Yoda love child, but the credit anger of The Hulk if I get a starting credit limit under $10K!

$60,000 Merrill Lynch Visa+|$35,900 Cap1 QS|$35,000 Lowes|$32,000 AMEX Blue Cash|$25,000 NFCU CashRewards|$25,000 NFCU Flagship|$25,000 RBFCU Premium MC|$25,000 Walmart MC|$20,500 PenFed Platinum|$10,000 PenFed Promise|$9,000 Blispay Visa|$15,000 NFCU PLOC|$10,000 RBFCU PLOC|$10,000 PenFed PLOC|PayPal Credit $7,532
Message 5 of 7
Valued Contributor

Re: Judgment in Texas


CreditLuv wrote:

Problem is this info isn't correct. EVERY state has different time periods, in Texas it's not 7 years it's 10 years and then can be renewed an additional 10 years!


Hi, you're posting on a dead thread, most of which is correct. You're having a slight confusion of CRTP, and SOL. The MOD pointed out that it will fall off the reports by the 7.5 year mark, however it's still governed by the statute of limitations, which for TX is correct at 10 years, with a max of 10% interest.

Message 6 of 7
Valued Contributor

Re: Judgment in Texas

I was not talking about credit reports, talking about not coming off public record or when title/mortgage/law firms to searches.

AAoA = 3.2, 3.2, 3.5 years|Oldest Account = 12.8 years|Inquiries = 7-EX, 7-EQ, 9-TU. I have the credit patience of a Buddha and Yoda love child, but the credit anger of The Hulk if I get a starting credit limit under $10K!

$60,000 Merrill Lynch Visa+|$35,900 Cap1 QS|$35,000 Lowes|$32,000 AMEX Blue Cash|$25,000 NFCU CashRewards|$25,000 NFCU Flagship|$25,000 RBFCU Premium MC|$25,000 Walmart MC|$20,500 PenFed Platinum|$10,000 PenFed Promise|$9,000 Blispay Visa|$15,000 NFCU PLOC|$10,000 RBFCU PLOC|$10,000 PenFed PLOC|PayPal Credit $7,532
Message 7 of 7