Judgment in Texas

[Anonymous]

How longs does a civil judgement stay on your CR in Texas? I have heard 7 yrs and 10 yrs? Does anyone know for sure which?

[Anonymous]

Civil and small claim judgments: Remain seven years from the date the judgment is filed.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=2689

[Anonymous]

A judgement is renewable though, right? Will I be notified that it is being renewed?

[Anonymous]

bump

[Anonymous]

Problem is this info isn't correct. EVERY state has different time periods, in Texas it's not 7 years it's 10 years and then can be renewed an additional 10 years!

[Burned2manybridgesB4]

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@Anonymous wrote:

Problem is this info isn't correct. EVERY state has different time periods, in Texas it's not 7 years it's 10 years and then can be renewed an additional 10 years!

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Hi, you're posting on a dead thread, most of which is correct. You're having a slight confusion of CRTP, and SOL. The MOD pointed out that it will fall off the reports by the 7.5 year mark, however it's still governed by the statute of limitations, which for TX is correct at 10 years, with a max of 10% interest.

[Anonymous]

I was not talking about credit reports, talking about not coming off public record or when title/mortgage/law firms to searches.