I have a judgment against me from Discover Card. I paid the judgment off through wage garnishment in February and I thought everything was taken care of - Discover shows a zero balance on my CR and the court's site and public record on my CR show zero as well. I've been trying to clean up my credit and have sent multiple GWs to Discover. I got a call from the executive office @ Discover the other day and was told that they don't GW, but that she would call the attorney that handled the case to make sure that they were reporting the judgment correctly on my CR. She called me back that afternoon and said that the attny's office showed that I still have a balance on my acct with them. So, I called the atty and they confirmed that a balance remained as a result of interest that accrued over my last garnishment period. He said that they wont send a letter of satisfaction until the remaining balance is paid.
The only way I found out about this is because I contacted Discover - otherwise I would have just gone on thinking that the judgment was taken care of. I'd really like to get this judgment deleted for my CR. Do I have any leverage knowing that I still have a balance with them? The atty doesn't report on my CR so, although the judgment doesn't show as satisfied, it does have a zero balance. If I dispute this with the CRA what would happen? Will they come after me for the amt owed? I guess I don't understand how they can if the courts show zero and paid and Discover shows zero and PIF.
Sorry for the lengthy post, but I'm in desperate need of some knowledgeable opinions!!!!
