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I would leave it be. I've noticed stuff get deleted from TU that was positive when I requested an accuracy fix, too. They seem really trigger happy with the deletes.
Patience will get your through these last few months.
Also, bureaus aren't required to update their records (and they would refuse ot do it) based on reports from a different bureau. So, TU removing it isn't a basis for disputing anything on any other report.
@pmarti8 wrote:
I would have just flat disputed the entire judgement due to inaccuracies that make you believe this isn't your judgement at all. Don't specify what those inaccuracies are. If they came back and said it was verified go back and say you want a detailed accounting of whom they spoke with and what information was verified. Here's the thing, most municipalities do not have the staffing to do DV's all day much less email/fax case information to the bureaus. Seeing as it's about to fall off anyways I wouldn't bother unless you need it removed sooner than six months.
CRA's don't verify with the courts directly, they work with public records vendors, such as Lexis Nexis.
Since I've asked this in another post without anyone answering, when and how often do these, so called. ."furnisher of information " ...update information to the CRA'S?
Now, these seem to get on one's CR rather quickly, causing score drops at the very next alert or look at your report BUT...when you, ( or in my case payment of 8K to the original creditor 6 months ago), these "FURNISHERS OF INFORMATION " have NOT updated to the CRA, yet !
Is LN and others, this slow or is their tactics to hurt consumers ?
Just cannot find an answer to this !!
@cuthatcard wrote:Since I've asked this in another post without anyone answering, when and how often do these, so called. ."furnisher of information " ...update information to the CRA'S?
Now, these seem to get on one's CR rather quickly, causing score drops at the very next alert or look at your report BUT...when you, ( or in my case payment of 8K to the original creditor 6 months ago), these "FURNISHERS OF INFORMATION " have NOT updated to the CRA, yet !
Is LN and others, this slow or is their tactics to hurt consumers ?
Just cannot find an answer to this !!
LN makes money by selling your info(in this case, info that is negative).
In my opinion, another reason to opt-out/freeze Lexis Nexis. http://www.lexisnexis.com/privacy/for-consumers/opt-out-of-lexisnexis.aspx
@While it states on that website "Public and elected officials, including law enforcement officers, and private individuals who are facing a substantial risk of physical harm or who are victims of identity theft may request to have personal information about themselves suppressed from LexisNexis products and services available to subscribers of our restricted public records products", I found that when filling out the opt-out form @ https://optout.lexisnexis.com/oo.jsp, the first choice in the Reason field states "I do not want my information publicly available via LexisNexis products", so it seems anyone can request LN to stop selling your PR info. After I opted-out with LN, I received a letter from them dated Sept 15, 2016, stating it will take up to 30 days to suppress the PR info they sell.
I don't know what effect this opt-out had in regards to my recent successful deletion of a paid PR listed on both TU & EQ, since they don't quite yet list where they get their info from. If it had an effect, great. If it didn't any possible future PR info will hopefully not be sold by LN.