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Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!

thank you, I just got an email from the judge at the court and he said that when he receives it and signs it he will have the clerk mail me a certified copy, and also would email me a copy if I preferred! So this should speed it up a few days :smileyhappy: I cant wait to be done with this and get it off!!!

 

How long after submitting this does it typically take to fall off? EQ has always been quick to remove/change things ive provided them proof of. Hopefully the rest will be the same!

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Established Member
Pickle027
Posts: 32
Registered: ‎07-17-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!


jcstarkey8826 wrote:

thank you, I just got an email from the judge at the court and he said that when he receives it and signs it he will have the clerk mail me a certified copy, and also would email me a copy if I preferred! So this should speed it up a few days :smileyhappy: I cant wait to be done with this and get it off!!!

 

How long after submitting this does it typically take to fall off? EQ has always been quick to remove/change things ive provided them proof of. Hopefully the rest will be the same!


I'm still waiting on my Order to Vacate to show up (I just barely sent it into the CRAs) however before I got ahold of that, I got a Score Watch alert saying the judgment had been changed to "Satisfied." I paid it in full on the 20th of June and am assuming it was reported on the 30th (I never sent them anything). On July 13th the change was updated on my credit report. So very fast...less than 30 days! My score didn't change though, so I'm not sure how long it will take to reflect in my score.

Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!


Pickle027 wrote:

jcstarkey8826 wrote:

thank you, I just got an email from the judge at the court and he said that when he receives it and signs it he will have the clerk mail me a certified copy, and also would email me a copy if I preferred! So this should speed it up a few days :smileyhappy: I cant wait to be done with this and get it off!!!

 

How long after submitting this does it typically take to fall off? EQ has always been quick to remove/change things ive provided them proof of. Hopefully the rest will be the same!


I'm still waiting on my Order to Vacate to show up (I just barely sent it into the CRAs) however before I got ahold of that, I got a Score Watch alert saying the judgment had been changed to "Satisfied." I paid it in full on the 20th of June and am assuming it was reported on the 30th (I never sent them anything). On July 13th the change was updated on my credit report. So very fast...less than 30 days! My score didn't change though, so I'm not sure how long it will take to reflect in my score.


You won't see a FICO improvement from having the judgment noted as being paid/satisfied ~ however having it removed should help your score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!


pizzadude wrote:

Pickle027 wrote:

jcstarkey8826 wrote:

thank you, I just got an email from the judge at the court and he said that when he receives it and signs it he will have the clerk mail me a certified copy, and also would email me a copy if I preferred! So this should speed it up a few days :smileyhappy: I cant wait to be done with this and get it off!!!

 

How long after submitting this does it typically take to fall off? EQ has always been quick to remove/change things ive provided them proof of. Hopefully the rest will be the same!


I'm still waiting on my Order to Vacate to show up (I just barely sent it into the CRAs) however before I got ahold of that, I got a Score Watch alert saying the judgment had been changed to "Satisfied." I paid it in full on the 20th of June and am assuming it was reported on the 30th (I never sent them anything). On July 13th the change was updated on my credit report. So very fast...less than 30 days! My score didn't change though, so I'm not sure how long it will take to reflect in my score.


You won't see a FICO improvement from having the judgment noted as being paid/satisfied ~ however having it removed should help your score.


Right, Im expecting a decent jump because once this gets taken off, you have to go back 5 years to find a bad account. and over 2 years to find a late payment.

 

I cant wait  :smileyhappy:

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Valued Member
hippychic823
Posts: 117
Registered: ‎01-05-2012
0

Re: Judgment set aside!!!! HAPPY :)

Congrats!!!! Hope you get a big ol increase in your score once its removed!!!! Keep at it, all the hard work is so worth it!!!
Frequent Contributor
gamegrrl
Posts: 355
Registered: ‎02-09-2011
0

Re: Judgment set aside!!!! HAPPY :)

Waiting on pins and needles to find out what happened with this. Did the judgment come off your reports? I got worried when I saw the post about "Satisfied", as that doesn't do much at all to help.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 792 - TU08 (via Discover) 745 - TU myFICO 745
Goal Score: 800+ across the board!
Established Member
Pickle027
Posts: 32
Registered: ‎07-17-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!

FYI, mine just fell off the other day so all in all it took about 30 days for it to show up in my actual score (TU and Experian were much faster). 53 point jump!

Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!

I had a nice jump with EX and TU, but my EQ only went up 5 points... I was so confused, but Im just glad its gone! No CAs and no PRs for me!

 

sorry for the late update, Ive been so busy and didnt notice this thread was active. lol thanks guys!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL
Frequent Contributor
gamegrrl
Posts: 355
Registered: ‎02-09-2011
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!

It's so good that it's off your reports. Points are great, but there's a special feeling that comes from a clean report.

 

I, on the other hand, am still waiting for word from the attorney. I just don't get it: I was very, very, very clear about what I was asking for and why. When he contacted me after talking to his clients, the response was along the lines of, "My client says that if you just get a copy of the satisfaction and send to the credit bureau (his words, not mine) it should be cleared up."

 

That was, in no way shape or form, anywhere close to what I discussed in my very specific, detailed, concise email.

 

So I responded and explained again. I haven't heard a peep since.

 

Gloom.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 792 - TU08 (via Discover) 745 - TU myFICO 745
Goal Score: 800+ across the board!
Established Contributor
jcstarkey8826
Posts: 708
Registered: ‎06-01-2012
0

Re: UPDATE: Steps to Vacate. I need HELP!!!!

thats what I was told at first too, but then I explained that it would only show as paid and not benefit my score. He replied back saying he'd have to contact the client and if they approved he would file the motion. Hopefully you'll hear something soon!

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL

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