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Judgments in TN, live in OR, garnishments??

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Officer737
Established Contributor

Re: Judgments in TN, live in OR, garnishments??


@RobertEG wrote:

Getting a judgment from another state domesticted in your current state of residence is not a big deal, and could readily be obtained.

How long does it remain enforceable in TN?


Tenn is 7 years

Message 11 of 16
RobertEG
Legendary Contributor

Re: Judgments in TN, live in OR, garnishments??

... but most judgments are easily extendible by simply filing a motion advising the court that it remains unpaid, and the judgment creditor is continuing efforts to collect.

 

Message 12 of 16
Anonymous
Not applicable

Re: Judgments in TN, live in OR, garnishments??

Judgment SOL in TN is 10 years unless you guys know something I don't. 

I realize that judgments can be extended to infinity if the right paperwork is filed. 

 

I'm simply asking for suggestions on approaching a reduced settlement with them. If this is not the correct place to ask, please let me know. Thanks!

Message 13 of 16
Anonymous
Not applicable

Re: Judgments in TN, live in OR, garnishments??

BUMP!! 

 

% of balance to settle/PFD with repo judgment & Cap1 judgment?

Message 14 of 16
RobertEG
Legendary Contributor

Re: Judgments in TN, live in OR, garnishments??

I think that what is being inferred by responses of others is that they have a court order in pocket that mandates you pay it all, and thata order can be made effecitve in your current state, and extended.

It is not akin to a PFD on a collection, where expiration of SOL often leads to a settlement for ubstantially less.

 

I would anticipate that once you show ability to pay, they will pursue the entire amount, or close to it.

I would be cautious in making a low-ball offer, as it might lead to their renewed efforts to collect it all.

Unless able to pay in full should they become agressive, I would not make a lowball settlement offer.

 

Message 15 of 16
Anonymous
Not applicable

Re: Judgments in TN, live in OR, garnishments??

Well. That makes a ton of sense. Thank you for spelling it out. I swear I'm not ignorant but was seriously wondering why in the world there wasn't more input and why I kept hearing basically the same thing said slightly different ways. 

 

Thank you. 

Message 16 of 16
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