06-08-2009 07:44 PM
06-08-2009 07:51 PM
The OC files a suit seeking judgment, but not a judgment. Judgments are made by a court.
Do you have a court-ordered judgment? The issue of jurisdiction should have been settled in the lawsuit and court proceedings, of which you should have received advance notice, and notice of any court order.
06-08-2009 07:55 PM
I have a court ordered judgement. I don't recall ever having a notice forwarded to me, I certainly never received a notice at my PA address. It is indeed a valid judgement but I never recall having gotten a court order.
06-09-2009 07:23 AM
The issue is whether or not you were properly served.
Sounds like they couldn't find you, so they either served you at your last known address, or by publication in a newspaper or something like that. Look up the NJ laws on this, then call the court and find out how the plaintiff said you were served, and then determine whether the method they used matches up with what the actually did.
If it doesn't match up, then you may have a basis for a motion to vacate. They only have kind of a limited responsiblity to track you down when you go off the grid.
06-09-2009 09:29 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.