Just Applied for CAP1 Platinum

[Anonymous]

try the CHAT. They can walk you right through it and they have the #'s. That's what i did.

[AutoBot]

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@Anonymous wrote:

try the CHAT. They can walk you right through it and they have the #'s. That's what i did.

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Tried the chat. Rep said I needed to wait for my card in the mail.

[Anonymous]

WOW! These people don't say or do the same thing from one to the next even within the same company. Oh well, they ship their cards very quickly,

[AutoBot]

Maybe I got a bad rep, but he only sees one capital one card. Probably need to call.

[AutoBot]

The congratulations email I received from CAP1 on these 2 new cards mentions...

Make your first 5 monthly payments on time to gain access to a higher credit limit.

Should I be charging a small amount on both of these each month and then paying in full to better my chances of a CLI in the next 6 months?

[AutoBot]

Definitely got both capital one cards based on the 2 emails I received this morning. Recevied 2 emails with "Your new card is on the way" each with different last 4 digits of card. I guess that confirms it.

[Anonymous]

Yyyaaayyyyy I was a little bummed when you said you were denied but this is exciting...you definitinely got it...CONGRATULATIONS

[Anonymous]

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@AutoBot wrote:

The congratulations email I received from CAP1 on these 2 new cards mentions...

Make your first 5 monthly payments on time to gain access to a higher credit limit.

Should I be charging a small amount on both of these each month and then paying in full to better my chances of a CLI in the next 6 months?

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Congratulations AutoBot,

It seems the conventional wisdom here is to use them a bit for things you would pay cash (or use your debit) for (Especially the QS1 which is a rewards card), pay them a couple of times a month and be sure to have them down to (or near) $0 by them time they report. Do that for a couple of months (maybe 4-5) and then go for a CLI. It is almost always approved and then you will get your STEPS CLI at the 6mth point.

I'm 99% sure you are in the STEPS program (You can search it here) on both cards. It took me about 2 weeks to get the following email for each acct.

Well, I can't post it for some reason. Did a search for cut/paste and followed the directions to a "T". I'll keep trying to get it up here for all to see.

[AutoBot]

Interested to see if there is a change in FICO after these 3 new accounts post.

[Anonymous]

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@AutoBot wrote:

Interested to see if there is a change in FICO after these 3 new accounts post.

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Seems I've read some stuff about Cap1 being notorious for dragging their feet with regard to posting new accts. I'm about 3wks in with these and I got the HP's (BTW: as a refresher; it was 1 HP across all 3 bureaus for the 2 accts) but no NEW ACCT reporting from them.