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Just because a debt is not on your CR, does that mean it won't be found?

Frequent Contributor

Re: Just because a debt is not on your CR, does that mean it won't be found?

Ugh. I don't even want to see my file!
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 21 of 23
Frequent Contributor

Re: Just because a debt is not on your CR, does that mean it won't be found?

Actually, I take that comment back, since all my credit history should be on my credit report as I'm only 24. But still, the inquiries would be scary.
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 22 of 23
Highlighted
Frequent Contributor

Re: Just because a debt is not on your CR, does that mean it won't be found?

If you are saying it is "rare" then I wouldn't worry about it.

 

If it is something that is done often by the lenders, then I would be concerned.

Message 23 of 23