Just got a "fako" score from credit.com?

[Anonymous]

I just tried credit.com to see if anything happened after asking for early exclusion.  Everything is still on my report, but credit.com said that my score was 749....this is ridiculous........right?

I have two charge offs

1100-fall of date of 7/15

2100-fall off date of 9/15

these two accounts also have collection company (Midland of course) with the same fall off date.  The collections update every month.

I also have a repo that will fall off 7/15

No way my score is this high FAKO or not?

[gdale6]

Directly from their website: Credit scores are generally based on five areas of your credit report: payment history, debt usage, credit age, account mix, and credit inquiries. Your score (or should we say the score we provide you) is based on the data in your Experian credit report. In fact, we provide you with 2 credit scores – the National Equivalency Score and VantageScore 3.0.

These are both FAKOs, however the Vantage Score 3.0 is known to be/has been used with several creditors so its not to be completely discounted. AFAIK no one uses the NES to grant credit,.