Just got approved for costco AMEX, Denied by others

[Delgadido]

So... I dont know how, but I got approved for a 1200 CL costco AMEX. The lowest my CL reached was 520. I paid off everything that I owed, opened up a secured loan with a automatic payment over 12 months.  and then next thing I know my score was 650 with experience. It was also 696 with equifax and 660 with transunion.

I applied for barclay and got approved. score shot up 14 pts.

I was like hell, let me apply for costco amex. I got approved and now it is on its way.

BTW I was denied by capital one secured

and US Banks secured. Kind of weird, but now I am glad they denied me.

[pizza1]

Wow!!! Congrats to you!!! Why were your scores low the first time?

[Whitneyy]

Congrats!

I wonder since I set up my car payments and student loans to come out directly would it cause my score to raise up that high!

[alvon123]

congrats

[Delgadido]

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@pizza1 wrote:
Wow!!! Congrats to you!!! Why were your scores low the first time?

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I had a chase credit card, trashed it. t-mobile bill collections.

you know... being 19...

[Delgadido]

1. ---

   @Whitneyy wrote:
   

   Congrats!

   I wonder since I set up my car payments and student loans to come out directly would it cause my score to raise up that high!

   ---

   student loans boost up your score like mad....
   
   

[Whitneyy]

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@Delgadido wrote:

1. ---

   @Whitneyy wrote:
   

   Congrats!

   I wonder since I set up my car payments and student loans to come out directly would it cause my score to raise up that high!

   ---

   student loans boost up your score like mad....
   
   

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I sure hope so! I'll know soon, I'm gardening for 6 months.