Just got my Dispute results....

EctGar · ‎05-18-2014

HSBC CO Deleted.....

Steller Recovery Deleted.....

Whoooo!!! I never would have even known what to do if not for you guys. Now to work on the one Charge off I know owe to GE Money Bank and see if i can get my 120 day late from ACS taken care of. I have been current on all payments for 28 months now on the path to great credit.

Conswalla · ‎05-18-2014

Can you please PM me how you got the HSBC charge off removed.

It's 1 of my last 2 baddies.

Congratulations and thank you.

Conswalla

hopefull700 · ‎05-18-2014

I would appreciate HSBC info as well. I also have not had success with them. Thank you

EctGar · ‎05-18-2014

HBSC was for a car loan that was paid off by Gap Insurance I sent a copy of my insurance policy along with my dispute and this morning got the email that is was going to be deleted by Equifax I am assuming the same will happen with the other two.

CreditHealthy · ‎05-18-2014

Congrats!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

lavencedora · ‎05-18-2014

Good work! Congrats on the delitions.

Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three

alextercero · ‎05-18-2014

Congrats..

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Whitneyy · ‎05-18-2014

Good job, congrats!

GOAL - 700 FICO across the board!

EctGar · ‎05-19-2014

My FACO's both jumped about 30 points this morning. Neithier one is showing the new CC acounts and the low utilization yet. This can only get better.