Just saw my first increase

ZAXsmf · ‎03-07-2013

Just got my first scorewatch with an increase. We opened a $300 credit card last month with the credit union so when it first showed up we dropped 5 points. Second month score jumped 19 points with a balance of $229 of $300. I paid it down to an $11 balance so hoping to see another score jump on next report. Slow but steady I guess next to tackle all the collections currently waiting on a response for PFD letter on 6 accounts.

Starting myFICO 485 12/12
Current my FICO 653.
Mid score from mortgage app 690

DaBears · ‎03-07-2013

Congrats on the score bump!!!!

Credit Scoring 101
Guide to Common Abbreviations

Epcot · ‎03-07-2013

Headed in the right direction, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

ktl72455 · ‎03-07-2013

Congrats!! Keep it going!!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

jcrsmom · ‎03-07-2013

Congrats!@

Current EX Score: 760

Shogun · ‎03-07-2013

Very nice!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

makeupho · ‎03-07-2013

Congratulations!

Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013: EQ673 TU667
Current 6/3/2018: EX816 EQ806 TU820
Goal: 850

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