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Just saw my first increase

Established Member

Just saw my first increase

Just got my first scorewatch with an increase. We opened a $300 credit card last month with the credit union so when it first showed up we dropped 5 points. Second month score jumped 19 points with a balance of $229 of $300. I paid it down to an $11 balance so hoping to see another score jump on next report. Slow but steady I guess next to tackle all the collections currently waiting on a response for PFD letter on 6 accounts.

Starting myFICO 485 12/12
Current my FICO 653.
Mid score from mortgage app 690
8 REPLIES
Senior Contributor

Re: Just saw my first increase

Congrats on the score bump!!!!   Smiley Happy

Valued Contributor

Re: Just saw my first increase

Headed in the right direction, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor

Re: Just saw my first increase

Congrats!!  Keep it going!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
New Contributor

Re: Just saw my first increase

Congrats!@

Current EX Score: 760


Moderator Emeritus

Re: Just saw my first increase

Very nice!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
New Contributor

Re: Just saw my first increase

Congratulations!


Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 11/01/2017: EX736 EQ769 TU765
Goal: 850

Take the myFICO Fitness Challenge
Valued Contributor

Re: Just saw my first increase

Keep it goin'. You are doing good.

Highlighted
Valued Contributor

Re: Just saw my first increase

Good Job....Congrats!!!

*8/10/13