Established Member
Posts: 15
Registered: ‎12-15-2012

Just saw my first increase

Just got my first scorewatch with an increase. We opened a $300 credit card last month with the credit union so when it first showed up we dropped 5 points. Second month score jumped 19 points with a balance of $229 of $300. I paid it down to an $11 balance so hoping to see another score jump on next report. Slow but steady I guess next to tackle all the collections currently waiting on a response for PFD letter on 6 accounts.

Starting myFICO 485 12/12
Current my FICO 653.
Mid score from mortgage app 690
Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012

Re: Just saw my first increase

Congrats on the score bump!!!!   :smileyhappy:

Valued Contributor
Posts: 2,784
Registered: ‎10-10-2012

Re: Just saw my first increase

Headed in the right direction, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
Posts: 831
Registered: ‎12-09-2012

Re: Just saw my first increase

Congrats!!  Keep it going!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
New Contributor
Posts: 113
Registered: ‎02-12-2013

Re: Just saw my first increase


Current EQ Score: 732
Current EX Score: 742
Current TU Score: 722

Posts: 12,952
Registered: ‎04-15-2011

Re: Just saw my first increase

Very nice!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 54
Registered: ‎02-18-2013

Re: Just saw my first increase


Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 9/5/2014: EX646 EQ674 TU658
Goal: 750

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,060
Registered: ‎02-06-2013

Re: Just saw my first increase

Keep it goin'. You are doing good.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012

Re: Just saw my first increase

Good Job....Congrats!!!


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