No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Very nice progress!!!!! Thank you for the inspiration!
Updating:
I have been busy!
I got EX to remove the business phone number - again.
I gained some new cards: Express 250.00, The Limited 250.00, Amazon 600.00 - all of which I will use constantly.
I shopped for a new car loan. We needed a second vehicle badly as sharing was becoming too much of a pain. I learned alot about where I stand credit wise while shopping for a loan. I got rates ranging from 15.75 to 8.49. DCU came through at 8.49 and Chysler Capital matched it so we now have a new car. My Equifax during this time was 636 with 3 unpaid collections, 1 unpaid charge off, and 10 thirty day lates on my last car loan.
I got added to an Amex as an authorized user that dates back to 2008 This is not showing on my reports yet.
So...... in August my scores were: EQ 636, EX 625, walmart TU 639
Today my EX score is now 674 with the new car loan reporting today, and the amex NOT reporting yet. There are 6 credit cards reporting a balance and 9 inquiries (5 from car loan shopping). 15% utilization.
Great read. Thanks for the detailed followup, and good luck!