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Just want to thank all of you!

Regular Contributor

Just want to thank all of you!

Today after 2 months I have gone from low 500's to 743 on equifax after my last collection was removed Smiley Happy

 

Apped and was approved for Discover IT card $1,500

 

Refinanced my Santander Auto loan that was at 17% to USAA at 3.75%!!!

 

Also was approved for USAA Amex rewards with limit of $2500-7500 final approval within 48 hours, underwriter already processed approval!!

 

Now just have a couple more baddies on EX AND TU to work on to start working on my goal of getting a mortgage!


Feels good to have a foot in the door to primeville Smiley Very Happy



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 1 of 11
10 REPLIES
Epic Contributor

Re: Just want to thank all of you!

Message 2 of 11
Established Contributor

Re: Just want to thank all of you!

Congrats

Message 3 of 11
Valued Member

Re: Just want to thank all of you!

thats awesome! please share the steps you took in those 2 months Smiley Happy


..............................................................................................................................
Credit score: 01/2016 TU 669
Fingerhut (2,200) | Express (2,650) | Cap1 Secured (200) | Credit1 (1,000) | | Quicksilver (600) | JCP (3,500) | VS (2,350) | Jared (3,000) | Walmart (4,000) | Bloomingdales (600) | Nordstrom (2,000) | Old Navy (4,000) | nRewards (5,000) | Barclay (1,500) |
Message 4 of 11
Regular Contributor

Re: Just want to thank all of you!

WOW! Thats awesome! I have a few collections I am about to pay. Hope my score jumps like yours!!

 

Did you get your collections to PFD or were they just old accounts that fell off?

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 5 of 11
New Contributor

Re: Just want to thank all of you!

Wow!! Congrats!  I need to do what you did.  Smiley Happy


Starting Score: 464
Current Score:
02/22/13 EQ 562 EX ??? TU 570. 03/01/13 EQ 571 EX ??? TU 609

Goal Score: 650


Take the myFICO Fitness Challenge

Message 6 of 11
Contributor

Re: Just want to thank all of you!

Wow that is amazing, Congrats!!! I agree, please share what it is that you were able to do to accomplish such an awesome jump in your score!

PresP
2/6/15: Credit Karma: 626
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: Purchase Second Home ASAP

Cards: Cap1 Secured - $300; Authorized User on Chase Card: $5500.
Message 7 of 11
Frequent Contributor

Re: Just want to thank all of you!

WOW - AMAZING! Congrats on ur incredible success. you are movin' on up! Smiley Happy

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 8 of 11
Regular Contributor

Re: Just want to thank all of you!

Thanks everyone!

 

Ill post what steps i took and progress etc...

 

when I get home from work!



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 9 of 11
Moderator Emeritus

Re: Just want to thank all of you!

Happy dance!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 11