KD removal??

[Anonymous]

So here is my question. I will keep it brief and very short. I read around that GW Adjustment letters deffinately wont hurt to send out. So i think that is my next option. Here is my dilemna: Most of my lates have been removed. I do have 2 or 3 KD's on my CR's. Would a GW Adjustment letter possibly take care of the KD's on my CR's? Also do i send these normal mail or is it better to email or certified mail? Any help is greatly appreciated . Thanks, Jerry

[LIGHTNIN]

Yes I think it's worth a try. Save your money and send by snail or email.

Oh, but before you do, make sure the KD's are on the CR's that come directly from the CRA's.

Because sometimes the third party CR's, will have different info on them.

[CS800]

The only time I have seen KD is when I buy my report of myFico. On a regular CR, I have never seen KD indicated (it's generally 30,60,90,120,150 lates)

Now what's considered a KD, I don't know, but I'm assuming anything past 90 days?