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Kind of confused about disputes

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machpar
Valued Member

Kind of confused about disputes

Ok, I'm getting a little bit confused on my status of my disputed accounts.  I have my Citi card account that I'm disputing a 30 day and 60 day late on it that was cause by Citi Bank not processing payments that were set up on an automatic draft.  I disuputed that account.  On the TL its showing that "Customer disputes account information".  All of my payments are showing up on the trade line as opposed to a previous account that I disupted with GE Moneybank that had all of the payments removed.  That account said "Consumer disputers-reinvestigation is process".  

 

It my account with Citi being factored into my credit score currently? Picture for reference. 

 

Credit AccountCiti

Status as ofDate opened [?]Date of last activity [?]Largest past balance [?]Account Type [?]Account holder [?]Scheduled Payment Amount [?]Industry
Jun, 2013
Jun, 2005
Jul, 2011
$7,200
Revolving
Individual
$151
All Banks
Descriptions [?]
  • Account closed at consumer's request
  • Consumer disputes this account information

No contact information provided by Equifax

Balance [?] Current Status [?]
$5,338Pays account as agreed
Seven year payment history [?]30 days late60 days late90+ days late
1 time (Jan 2013)
2 times (Feb 2013, Apr 2009)
0 times
Recent payment history [?]6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 52011 2012 2013
OKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOK30 Days Late60 Days LateOKOKOK
Legend:Current paidCurrently paid as agreed
 30 days late30 days late60 days late60 days late
Worst Delinquency [?]
60 days past due
Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 1 of 2
1 REPLY 1
machpar
Valued Member

Re: Kind of confused about disputes

I think I made that more confusing than what I had in my head.  What is the difference between "consumer disputes this account information" and "consumer disputes-reinvestigation in process"? What effect does it have on my score.

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 2 of 2
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