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Ok, I'm getting a little bit confused on my status of my disputed accounts. I have my Citi card account that I'm disputing a 30 day and 60 day late on it that was cause by Citi Bank not processing payments that were set up on an automatic draft. I disuputed that account. On the TL its showing that "Customer disputes account information". All of my payments are showing up on the trade line as opposed to a previous account that I disupted with GE Moneybank that had all of the payments removed. That account said "Consumer disputers-reinvestigation is process".
It my account with Citi being factored into my credit score currently? Picture for reference.
Credit AccountCiti
Jun, 2013 |
Jun, 2005 |
Jul, 2011 |
$7,200 |
Revolving |
Individual |
$151 |
All Banks |
No contact information provided by Equifax
$5,338 | Pays account as agreed |
1 time (Jan 2013) |
2 times (Feb 2013, Apr 2009) |
0 times |
Legend: | Currently paid as agreed | |
30 days late | 60 days late |
60 days past due |
I think I made that more confusing than what I had in my head. What is the difference between "consumer disputes this account information" and "consumer disputes-reinvestigation in process"? What effect does it have on my score.