11-05-2012 11:48 AM
I need to report that thainks to all of you here, my only late on the report 30-days late at Kohls will be deleted from my account. I was contacted at the phone today, as well as received e-mail from there that they will delete my late.
Thank you so much all of you;hope my score will jump ( 713 at EQ, and 651 at TU) soon; since I am planing to purchase a home on the begining of new year.
11-05-2012 05:40 PM
It took 3 GW letters but Kohls deleted my 30 day late. The funny thing is I received a response saying it was not possible to remove the late but the day after receiving that response the late was removed. I simply used the address on my credit report. Thank all of you for your support.
11-06-2012 07:48 AM
Congratulations to you on your success and perseverance! I have written the CEO at Kohl's and sent a Goodwill letter to Kohl's customer service with no success. Your outcome has made me realize I need to write a few more letters. Can you please provide the address that was on your credit report for Kohl's.
I do not see an address on my credit report. Thanks oodles!
11-06-2012 03:32 PM
Hi, I am in the same situation. I didn't know about a pending balance with kohls and paid out once i realized after i checked the charge website, but it was past 30days and their entry crashed my score by 100points and im looking for a loan. This is my first time of anything late in the8-9years of my credit history. I have repeatedly requested them to drop it but not successful. Please help me with the info. Appreciate.
11-25-2012 08:12 PM
Jeg77, I noticed you seem to be having some trouble posting. It is possible to edit your own post if you have posted an incomplete message. To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu. If you have accidentally posted a duplicate message, you can use the “Report Abuse to a Moderator” link to asking the moderation team to remove one for you. To find this link, go to the duplicate post, click on "Options," then select "Report Abuse to a Moderator" from the drop-down menu. If you need any help with anything, let me know. Thanks for your contribution to the FICO Forums!
11-29-2012 12:59 PM
Could someone please PM an E-mail contact or the address for a GW letter? I have fallen into the same blackhole with them and a single 1 day late payment..
Thank you and good luck to all the others as well!!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.