Kohls Charge off sent to collection

[Anonymous]

Hello,

So my Kohls account was sent to collections with Enhanced Credit Recovery. I sent ECR a TX DV and they have already mailed it. I should be receiving it next week so I am pretty sure they have all the information to back them up. Kohls is currently reporting as a charge off on my credit report. ECR has not reported as a collection yet. If I pay ECR what will the Kohls charge off report as on my credit? Will it show 0 balance or paid in full? And will it help my credit score?

[Shogun]

If you pay the CA, the OC must update it's status to paid.  From a FICO scoring standpoint, PIF and settled are scored the same.  Paying the debt will not change your scoring however, the damage will still be done by the OC's reporting.