So I have this student loan that has been fully rehabbed.
And, it keeps showing up in the "negative" side of things on FICO. However, the account is picking up some sort of old lates of some sort. When you look at the payment history, everything is good then all of a sudden it goes straight into 150's (lates).
If my memory serves me correct, doesn't the creditor have to start reporting 30, 60, 90, etc?
The funny thing about all of this is I've never been late, and called these guys a million times to give them a shot to handle it "in house."
Next question, would it worth it to dispute through bureaus or what? I'm nearing the finish line and this is like one of the last miles that I need someone to hand me a cup of water....lol