Same here. I used to literally dread paying bills every month because they all came due at the same time. I paid everything the first week of the month, then hoarded money to be able to do it all over again the next month. Now I can put some of the smaller ones on my cc, and pay it throughout the month th which gives me a feeling of being in control. And the store cards, even with the toy limits, mean I can go get a new outfit and not panic that it will cause my to run short on Bill money. I will be thrilled for the day I don't need secured cards anymore. That money will go right into a savings account, with a savings goal of 6 months worth of Bill money in the event I can't work or something. It feels great to finally have a plan, and see results!
