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Can someone tell me if Citibank is the lender behind the credit cards from Lowes? I was turned down for one at Home Depot and it was Citi ... and I have some old credit with Citi that I included in my BK.
I just applied online and received a $300 credit limit. The online app process generated a message directing me to call an 800 number. When I called, some guy in India answered and said "Thank you for applying with Citibank". After verifying some basic information, I was told of the approval and that the car is being mailed to my new address.
I don't care about the size of the initial credit limit because I will use the heck out of it and pay it every month and will undoubtedly gain TL increses in the future. I'm a happy camper!
@ezdriver wrote:I just applied online and received a $300 credit limit. The online app process generated a message directing me to call an 800 number. When I called, some guy in India answered and said "Thank you for applying with Citibank". After verifying some basic information, I was told of the approval and that the car is being mailed to my new address.
I don't care about the size of the initial credit limit because I will use the heck out of it and pay it every month and will undoubtedly gain TL increses in the future. I'm a happy camper!
Lowes was citi? you must have been talking about home depot? Lowes was great to me, initial $500 bumped to 5k in a couple months.