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New Contributor
Posts: 74
Registered: ‎06-11-2012
0

LVNV Brachfeld HELP!!!

HELP! I paid Brachfeld Law Group a settlement amount for an account they were handling on LVNV/Resurgent’s behalf. I didn’t have time to do PFD’s and all that; I’m in the middle of the mortgage loan process and just wanted it paid. Brachfeld sent me a letter saying that the amount I paid settled the account in full. LVNV is still reporting on my credit report. I contact Resurgent and they tell me that the debt is paid, but can’t give me any further info (letters, etc…). My mortgage  company has to have something from Resurgent/LVNV stating that there is a 0 balance on the account…I need this info like yesterday, but am having zero luck getting in touch with anyone. Any recommendations? Please help. Thanks!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: LVNV Brachfeld HELP!!!

So who is reporting to your CR?  Resurgent/LVNV?   Contact them again, advise them you need an immediate receipt that this debt was paid or you will contact an attorney.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 74
Registered: ‎06-11-2012
0

Re: LVNV Brachfeld HELP!!!

LVNV is showing on the report--but LVNV doesn't handle any of their junk debt accounts, Resurgent does. It's ridiculous. I'll call and threaten some more. Funny how they can call and aggrevate the heck out of you when they want money, but once you pay them they don't want to talk. Ugh. Thanks!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: LVNV Brachfeld HELP!!!

If they are reporting to your CR then they are ultimately responsible.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 74
Registered: ‎06-11-2012
0

Re: LVNV Brachfeld HELP!!!

The contact number on my credit reports is Resurgent's number; Resurgent answers when I call. It's a mess. I hate LVNV.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Established Member
Posts: 74
Registered: ‎07-10-2012
0

Re: LVNV Brachfeld HELP!!!

File a complaint with BBB for each account. It took approximately 2 weeks but the accounts came off completely. I doubt Brachfield or LVNV/Resurgent will fight it. Good luck!

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