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I recently had not 1 but 2(!) LVNV mystery tradelines successfully removed via DV->BBB. The kicker? The second was added in the middle of disputing the first - off by about 3$ (but different account numbers), Neither are mine so I am very pleased that the removal was fairly simple (after I stopped panicking).
Here's my main point. As part of my normal 9-5, I am help desk support for the back end of a credit monitoring service (provided to clients by mortgage brokers) and the number of HELP WHO ARE THESE PEOPLE emails my help desk has gotten regarding LVNV is quite staggering. More so, if someone doesn't know the options available to dispute these TLs when they are not yours, they are "stuck" with them and sometimes end up paying them. Most of these are old Aspire/Tribute/Salute accounts from around 2008. It almost seems like LVNV is playing random hey let's put this on this report and see if they pay!
*sigh*
/rant
Figure this couldn't hurt here as others face the love of LVNV.
Thank you I wasn't sure where to stick it.
Edited to add: 1400+ complaints closed with LVNV/Resurgent in the last 12 months. They have entire team devoted to compliance only!!
That's a lot of complaints... wow....
A team of 5 just to address them, I think they recently (within the last 6 months) bought a TON of old, outdated junk debt. What is amazing though is contracting for a CCCS company, thousands of clients are paying them through DMP, with relative ease (PIF, no interest/additional charges, reporting payments, etc.). Again, a lot of these clients may just pay it not knowing any better though