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3 LVNV FUNDING ACCTS ON CR
LVNV $1172; CHEVRON DOLA 8/08>>>>$795 SAMS CLUB DOLA 8/08>>>>ORCHARD/HSBC $654 DOLA 1/09
I am new to this site, and would like all the help and info that you are willing to provide.
In my attempt to clear up my dept how do you think I should start with this company....
Thank you advance.
Am I within SOL, if I understand that correctly Im going to say yes. I live in Florida where after reading here I am sure its 7 years. Yes the accounts belong to me which I don't deny, I just can not pay off right now. I do have the mailing address for them, now as for Resurgent Capital is this another name they go by, and for a start off how exactly should I go about the PFD. That does mean "pay for delete" correct? I mean should I start with 25% of the balance, or what.
Excuse me for being so clueless....
Yes, Resurgent Capital is the company who purchased your accounts, LVNV is just a DBA name. I know that Resurgent will usually settle for no less than 50% for big balance accounts and no less than 60-70% on small balance accounts. But, it never hurts to low ball.
You should be getting calls or letters from a CA thats representing Resurgent, however I would deal with Resurgent directly since they are the ones that report and own your account. If you are getting calls from a CA, then I would submit a cease and decist.
Yes, PFD is a pay for delete! Please remember, have the PFD in writing and stay off the phones. Also, I've heard members paid off the account but never did a PFD to start out with. But what they did was submit a GW letter, and R-Cap deleted. Hope that helps and good luck!
SOL in FL is
Oral Contract: 4 years
Written Contract: 5 years
Promissary Note 5 years
Open Ended accounts: 4 years
Thank you so much guys...
I will let you know what happens.