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So this company is on TU and EQ but its not affecting my credit score as its not in collection area or late pays. Its just there with a flag. I figured out what it is and old credit union accout that was over drawn by an ex friend who stole the atm card. I went back and fourth for years over this. The debt is now at least 8 yrs old. Im in a position to just PFD-Im looking for a mortgage shortly. But I didnt make the debt in the first place and Im sure its past SOL. But I need it gone quick. My scores are in the 740s- once my new balances reflect 0 after this months payment higher. I just dont want the company on my report obviosly. Ive worked hard to get here.
Thx in advance
What was the DoFD for this account? Did you make any payments to the account (in an effort to pay off, or bring it current) after the DoFD?
@1comingback wrote:So this company is on TU and EQ but its not affecting my credit score as its not in collection area or late pays. Its just there with a flag. I figured out what it is and old credit union accout that was over drawn by an ex friend who stole the atm card. I went back and fourth for years over this. The debt is now at least 8 yrs old. Im in a position to just PFD-Im looking for a mortgage shortly. But I didnt make the debt in the first place and Im sure its past SOL. But I need it gone quick. My scores are in the 740s- once my new balances reflect 0 after this months payment higher. I just dont want the company on my report obviosly. Ive worked hard to get here.
Thx in advance