LVNV Funding and BK Ch7 EE Success with EX

[CreditLadi]

Hello everyone! It's been a while since I've logged in but I've been reading, especially the success stories. Congrats to everyone! I just wanted to share that I was able to get LVNV Funding (the WORST of the WORST) off Experian report as an EE. It wasn't due to fall off until 10/2017 and I mailed the request in on 2/23/17 and it was gone on 3/1/17! Looks like EX is being nicer with the EEs. I was able to get the BK Ch7 removed as well that wasn't due to fall off until 8/2017.

I didn't see a huge score jump with the removal of these accounts. I'm assuming that they were so old that the affect wasn't as much.

[medicgrrl]

Congrats!  What were your scores before the EE removals?

[CreditLadi]

Thanks! I was at 631 and jumped to 641 after removals. LVNV was still updating each month so I was really shocked to see them remove that one. Now I'm going to try with TU and see what happens there.

[Anonymous]

Congrats on the success, if you were able to get experian to remove that far out then transunion would be easier since they allow 6 months EE. Good luck and congrats again. All my baddies fall off by 10/2017 so hoping for a huge score jump too. 😃