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New Contributor
Posts: 98
Registered: ‎03-29-2012
0

LVNV Funding success!!

Filed a BBB complaint and they agreed to delete the entire tradeline with tips that I used from the myfico forums!! Made my day. Now, I have to continue to tackle my other baddies that are taking a little bit more time to get off. Thanks everyone :-)


Starting Score: EQ ? TU 620 EX 566 (F)
Current Score: EQ 647, TU 641, EX? ??
Goal Score: 720


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Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
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Re: LVNV Funding success!!

Good for you!!!


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Valued Member
Posts: 39
Registered: ‎03-12-2012
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Re: LVNV Funding success!!

Congrats!!  When did you file your complaint with BBB and how long did it take for you to receive a

response?

 

Just curious, I just filed one on 04/13/2012 regarding LVNV as well. 

Starting Score: 550's
Score: Equifax 626 TU 613 Experian 671
Lender pull 01/22/2013 Eq 641 TU 636 Exp 670
Goal Score: 720
Closed Escrow on 03/05/2013!!!
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Regular Contributor
Posts: 207
Registered: ‎03-21-2012
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Re: LVNV Funding success!!

It took about 2 weeks before I got a response from the BBB with LVNV's answer to my complaint, I then rejected it immediately and a few days later got another response that it was being deleted.

New Contributor
Posts: 98
Registered: ‎03-29-2012
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Re: LVNV Funding success!!

It took about two weeks to receive a response. A very simple process. I wish it was always so simple. 


Starting Score: EQ ? TU 620 EX 566 (F)
Current Score: EQ 647, TU 641, EX? ??
Goal Score: 720


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Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
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Re: LVNV Funding success!!

Did you Dv them first? What did the complaint complain about? I am trying to get them off my report too.

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Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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New Member
Posts: 9
Registered: ‎04-10-2012
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Re: LVNV Funding success!!

Just wondering...what is going on with lvnv?  I have one on my credit that is paid and wondering if I an actually get it deleted...Thanks and congrats on getting yours deleted!

New Contributor
Posts: 98
Registered: ‎03-29-2012
0

Re: LVNV Funding success!!

they were inaccurately and illegally reporting on my CR. That's basically what I put in my complaint. They are known as a shady company so Im sure the BBB is used to getting complaints about them. I would check your CR and verify they are reporting valid info. They tend reage accounts as well

Starting Score: EQ ? TU 620 EX 566 (F)
Current Score: EQ 647, TU 641, EX? ??
Goal Score: 720


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Regular Contributor
Posts: 119
Registered: ‎10-25-2011
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Re: LVNV Funding success!!

Hdrider07 - how did they respond to you, and how did you reject it?
Regular Contributor
Posts: 207
Registered: ‎03-21-2012
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Re: LVNV Funding success!!

They responded through the BBB showing their documents that shows they purchased the account.  I replied saying I am not looking for proof they own it, I am looking for proof the debt is mine.  The quickly deleted it after that.  I knew the debt was mine but I didnt want to deal with them, I wanted to deal with the OC.  So by getting them to remove it and send it back to the OC I was then able to do a PFD with the OC and both are off my report.

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