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New Contributor
mompreneur1
Posts: 71
Registered: ‎10-09-2009

Re: LVNV Funding success!!

[ Edited ]

knk112 wrote:

I recieved my letter from the BBB today stating that they were deleting!! WOOOOOOOOOOOOOOOOOO! I can't sop smiling. It took about 2week to respond. My advice is to make sure you dispute in the state of South Carolina. The Houston office never took my certified mail and im still waiting to get the results back from the BBB i filed with Texas for LVNV also. My OC was Capitol One....LVNV is a tough and didn't send or respond to any letters that I sent. They should up on my CR in August 2011 and im just getting them to agree to remove it. I never called them of course.



Congrats knk112! What a relief it must be to have LVNV off your back! :smileyhappy:

 

I filed a complaint with BBB (S. Carolina)  on LVNV as well around the same time. However, I haven't heard anything back yet. From reading on the forums seems as though they have about a two week turnaround time frame for results--in which two weeks in my case will be tomorrow. Any chance you can PM me with the dispute used in your claim? Thanks in advance for any info!

Regular Contributor
gypsysoul
Posts: 157
Registered: ‎09-02-2011

Re: LVNV Funding success!!

just don't expect anything deletion asap.  it is taking a little while, but i hope to see it off in the next few weeks

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Established Contributor
dodgeball
Posts: 754
Registered: ‎10-16-2007

Re: LVNV Funding success!!

I got a response from them yesterday, same thing, all they did was say they own the accounts. I responded that I dont care if they own the accounts the complaint was that they didnt send a dunning notice before going on with collection activities stated it was against the law again. So I paid them off a month ago and it was still on my credit report the rep said that the notes on my account said that it was going to be deleted on the 20th and reported to the CB. So I will know in a few days if they are true to there word.

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Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: LVNV Funding success!!


dodgeball wrote:

I got a response from them yesterday, same thing, all they did was say they own the accounts. I responded that I dont care if they own the accounts the complaint was that they didnt send a dunning notice before going on with collection activities stated it was against the law again. So I paid them off a month ago and it was still on my credit report the rep said that the notes on my account said that it was going to be deleted on the 20th and reported to the CB. So I will know in a few days if they are true to there word.



It took a handful of days after the 20th for it to fall off for me as well..

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Established Contributor
dodgeball
Posts: 754
Registered: ‎10-16-2007

Re: LVNV Funding success!!

A handfull, exactly how much is a handfull there scott?

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Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: LVNV Funding success!!


dodgeball wrote:

A handfull, exactly how much is a handfull there scott?


4 on EX and EQ, and 9 on TU (my TU updates late for some reason)

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Established Member
knk112
Posts: 31
Registered: ‎02-04-2012

Re: LVNV Funding success!!

mompreneur1 PM sent

582,583,633 TU
Established Contributor
dodgeball
Posts: 754
Registered: ‎10-16-2007

Re: LVNV Funding success!!

I hope that is the case there Scott, there no doubt hurting my score more than anything on my credit report right now. With them gone Im hoping for prime rate type scores. Its encourage though there response was they would list it at paid off never mentioned that to the rep. Her notes on the screen said that the account would be deleted.

NFCU Cash Rewards Siggy $17.5K, NFCU Flagship Rewards Siggy $17.5K, NFCU Platinum MC $10K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

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New Contributor
mompreneur1
Posts: 71
Registered: ‎10-09-2009

Re: LVNV Funding success!!

Success at last! Results from BBB dispute says LVNV will be deleting the tradeline! I just can't contain my excitement right now! :smileyvery-happy:

New Contributor
mompreneur1
Posts: 71
Registered: ‎10-09-2009

Re: LVNV Funding success!!


knk112 wrote:

mompreneur1 PM sent



Thank You :smileyhappy:


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