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Frequent Contributor
Lois5669
Posts: 342
Registered: ‎02-10-2012

Re: LVNV Funnding Address HELP!

scott - that looks like the exact same response I got from them.


Starting Score: EQ = 550; TU = 491(2/10/12)
Current Score: EQ = 669; TU = 674(6/20/14)
Goal Score: 700+


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Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011

Re: LVNV Funnding Address HELP!


Lois5669 wrote:

scott - that looks like the exact same response I got from them.



Lois, did you have the same speediness of it falling off or did it take longer for you?

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Frequent Contributor
Lois5669
Posts: 342
Registered: ‎02-10-2012

Re: LVNV Funnding Address HELP!


rckstrscott wrote:

Lois5669 wrote:

scott - that looks like the exact same response I got from them.



Lois, did you have the same speediness of it falling off or did it take longer for you?

 

-scott


I had 2 accounts with them. One was off of all 3 CRs by the next day. The other was off EX and EQ at the same time and then off of TU the following day.


Starting Score: EQ = 550; TU = 491(2/10/12)
Current Score: EQ = 669; TU = 674(6/20/14)
Goal Score: 700+


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Valued Member
Nella
Posts: 39
Registered: ‎03-12-2012

Re: LVNV Funnding Address HELP!

Scott -

 

Thanks for the input.  Did you send a dispute to BBB first or did you send a DV to LVNV?  Could you

message me on your sample letter for the dispute to BBB.

 

Thanks so much!!!

Starting Score: 550's
Score: Equifax 626 TU 613 Experian 671
Lender pull 01/22/2013 Eq 641 TU 636 Exp 670
Goal Score: 720
Closed Escrow on 03/05/2013!!!
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Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011

Re: LVNV Funnding Address HELP!

They didn't send me a dunning, so I went straight to the BBB

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Regular Contributor
gypsysoul
Posts: 157
Registered: ‎09-02-2011

Re: LVNV Funnding Address HELP!

ditto

3/07/12 EQ 600 10/02/12 EQ 688
08/13/12 TU(walmart) 653
09/12/12 EX(plus) 655
Member
jman52
Posts: 6
Registered: ‎01-30-2009

Re: LVNV Funnding Address HELP!

I know that this is a old post, but I am new here and plan to file a BBB complaint on LVNV.  I too never received dunning or phone calls from these losers.  Is it better to file a BBB complaint online or through the mail?

New Contributor
tld1104
Posts: 71
Registered: ‎09-08-2009

Re: LVNV Funnding Address HELP!

I am so happy to read this regard LVNV...I have two of them listed on my reports.  Thanks for the info!!!


Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Current Score: TU FICO 624, EQ FICO 607, EX FICO 563
Goal Score: Short term 650 across the board, Long term 700+


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Member
jman52
Posts: 6
Registered: ‎01-30-2009

Re: LVNV Funnding Address HELP!

bump

Frequent Contributor
beanie7132
Posts: 266
Registered: ‎02-20-2013

Re: LVNV Funnding Address HELP!

I filed online with the South Carolina BBB. I dont think it matters which state you select, I selected SC because thats the state LVNV is located in.

BBB will send you an email stating they have forwarded the complaint over to LVNV. Then when LVNV is done, they send the info to BBB and BBB emails you to log in and pull the results.


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