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LVNV Success!!!!!! BBB worked!!!

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Shokk
Established Contributor

Re: LVNV Success!!!!!! BBB worked!!!

So they were updating the "Date Opened" line every month?

I don't know my start scores, but low 500s. 6/2013

2/19/15
EQ FAKO - 638
EX FICO - 665
TU FICO - 697
Message 11 of 15
goosedog
Regular Contributor

Re: LVNV Success!!!!!! BBB worked!!!

I just got LVNV to delete 2 accounts today and send a letter to the CRA as closed tradelines (GE AND HSBC) due to fraud

Message 12 of 15
MaRain
Regular Contributor

Re: LVNV Success!!!!!! BBB worked!!!


@Shokk wrote:

So they were updating the "Date Opened" line every month?


 

No. On my EX cr, they were updating the "Account History" line as a collection account with the current month listed. This was done each month for more than 3 years and since I've been monitoring my credit more closely (over the past year or so), each month I get an alert that a "new" collection account has been added to my cr. It wasn't until I got an alert from myFICO with a decrease in score that I understood how this negatively affected me and might be reporting inaccurately.

 

You can get a wealth of info by searching for LVNV success or LVNV and BBB for other examples. The stories that were similar to mine are what prompted me to take action. . 

Back in the garden until 10/2015.

Starting Score: EQ 714, EX 658, TU 691 (pulled by mortgage lender on 10/7/14)
Current Score: EQ 656, EX 660, TU 660 (FAKOS pulled on 3/26/15)
Goal Score: EQ 760, EX 700, TU 760


Take the myFICO Fitness Challenge
Message 13 of 15
MaRain
Regular Contributor

Re: LVNV Success!!!!!! BBB worked!!!


@goosedog wrote:

I just got LVNV to delete 2 accounts today and send a letter to the CRA as closed tradelines (GE AND HSBC) due to fraud


Congrats!!!

Back in the garden until 10/2015.

Starting Score: EQ 714, EX 658, TU 691 (pulled by mortgage lender on 10/7/14)
Current Score: EQ 656, EX 660, TU 660 (FAKOS pulled on 3/26/15)
Goal Score: EQ 760, EX 700, TU 760


Take the myFICO Fitness Challenge
Message 14 of 15
Darius1976
New Contributor

Re: LVNV Success!!!!!! BBB worked!!!

Have you verified that the accounts were actually deleted?

$7500____________$5000____________$9000____________$2000____________$1800____________$5500
Message 15 of 15
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