Credit Cards Center Credit cards from our partners
Established Member
Posts: 42
Registered: ‎08-05-2008

LVNV-attorney finally sued...what to do now

Ok so I finally got served with a notice to go pick up the civil papers for LVNV funding vs. ME!!


The SOL would have been up on Feb. 20 of this year!  So I am guessing they were on top of it.  When validating the debt, they did send copies of the statements from the OC.  There was not a copy of the signed agreement with the OC.


What to do now?  Any suggestions? 

Epic Contributor
Posts: 22,045
Registered: ‎03-19-2007

Re: LVNV-attorney finally sued...what to do now

[ Edited ]
Statements signed by the OC are not specified under the FDCPA as a requirement in debt verification.  You will find case law all over the place on what is required for proper debt validation.  You need an attorney.
Message Edited by RobertEG on 02-14-2009 04:58 PM

These responses are not provided or commissioned by FICO. Responses have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.