So the complaints with the BBB and FTC went nowhere. These idiots STILL haven't tried to collect from me and now have added dispute remarks to the entry saying "consumer disputes account info" or something. Sigh. This account was placed as a collection in September so I need to resolve prior to apping for this mortgage.
Has anyone settled with them? Any recommendations as to what percentage to start negotiations?This is out 4 year old debt for a charged off CC... about $1200. Prior to Lvnv, Arrow offered about 19% settlement... I was an idiot and ignored it. Is that a good place to start?