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@pbl1999 wrote:
I am extremely happy right now. I went through the BBB to request DV from LVNV and received the following; After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major CRA. Yesssss! Thank you myFico!
congrats! I had to go through LVNV as well to purchase a house, BBB worked from me too!
-scott
Any chance you could elaborate on this process, or point me to the thread that covers this (if there is one)? Thanks.
Sweet! I love hearing these kind of success stories. Congratulations!
Congrats
@LD100 wrote:
Is there any way that someone can share with me the letter they sent to the BBB that resulted in removal of an LVNV account. I have been reading this forum for 2 years trying to decide if I should send something to the BBB to try and get my 2 LVNVs removed from credit. I was trying to wait them out until they fell off as they are now 5-6 years old. This is because I was nervous that if I disputed and lost, it would somehow reage them. (Can that happen?) These 2 accounts are listed with some possibly incorrect info And missing some details on my CR. They were from a time when I I was having a terminally ill child and doing what I could to survive due to not being able to work. Both are for small credit cards. I have not had a late payment in over 5 years and built new positive history, but this LVNV reporting twice monthly (2 accounts) on my CR continues to keep my score in the low 500s. I have a great career now and income, but these are keeping me from getting a house, car, etc in my name. I have read the different threads multiple times but can never find the actual letters that were successful and sent to the BBB on the forum and threads. If someone could please, please send me the actual information they sent the BBB to get the deletion successfully, I would greatly appreciate it. Also, any other info or tips would be much appreciated!! I don't think I can wait for the next two years for these to fall off my report and want to try to get them off now if that is the best thing to do. Thanos in advance for any help or advise you can offer. Feel free to pm me. Thanks!!
@LD100 wrote:
Is there any way that someone can share with me the letter they sent to the BBB that resulted in removal of an LVNV account. I have been reading this forum for 2 years trying to decide if I should send something to the BBB to try and get my 2 LVNVs removed from credit. I was trying to wait them out until they fell off as they are now 5-6 years old. This is because I was nervous that if I disputed and lost, it would somehow reage them. (Can that happen?) These 2 accounts are listed with some possibly incorrect info And missing some details on my CR. They were from a time when I I was having a terminally ill child and doing what I could to survive due to not being able to work. Both are for small credit cards. I have not had a late payment in over 5 years and built new positive history, but this LVNV reporting twice monthly (2 accounts) on my CR continues to keep my score in the low 500s. I have a great career now and income, but these are keeping me from getting a house, car, etc in my name. I have read the different threads multiple times but can never find the actual letters that were successful and sent to the BBB on the forum and threads. If someone could please, please send me the actual information they sent the BBB to get the deletion successfully, I would greatly appreciate it. Also, any other info or tips would be much appreciated!! I don't think I can wait for the next two years for these to fall off my report and want to try to get them off now if that is the best thing to do. Thanos in advance for any help or advise you can offer. Feel free to pm me. Thanks!!
Sent you a PM
-scott
If I could get a pm as well that would be awesome!