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Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

LVNV

I have them on my credit report does anyone know how to contact them so I can get this off and are they easy to deal with


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Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

Re: LVNV

search LVNV there is a lot of threads on this forum...

 

Try sending a DV letter to the address they have listed on your credit report. Thats usually the best place to start.



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Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

Thank you from what I found out they are not easy to deal with 


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Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

Re: LVNV


desie25 wrote:

Thank you from what I found out they are not easy to deal with 


Good luck. start with the PFD and see where u stand...


Who is the OC and how much do u owe?



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

It is for 430 and due to fall off sept 2013 I heard some horror stories so hope they are ok


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Mega Contributor
RobertEG
Posts: 17,816
Registered: ‎03-19-2007
0

Re: LVNV

[ Edited ]

They were required to have sent dunning notice within 5 days of reporting to the CRAs, in which information on how to contact them to exercise your debt validation rights is required.

Did they send dunning notice?

Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

I am not sure if they did they are only on my TU not other reports so I hope they will allow me to pay and try to delete


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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: LVNV

Send a DV and find out the status of the debt.  LVNV can be a bit of a pain, but they are doable.


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Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

Thank you


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Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: LVNV

Check your PM!

 

I sent you something

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
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