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LVNV

Valued Member

LVNV

I have them on my credit report does anyone know how to contact them so I can get this off and are they easy to deal with


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 1 of 19
18 REPLIES
Regular Contributor

Re: LVNV

search LVNV there is a lot of threads on this forum...

 

Try sending a DV letter to the address they have listed on your credit report. Thats usually the best place to start.



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 2 of 19
Valued Member

Re: LVNV

Thank you from what I found out they are not easy to deal with 


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 3 of 19
Regular Contributor

Re: LVNV


desie25 wrote:

Thank you from what I found out they are not easy to deal with 


Good luck. start with the PFD and see where u stand...


Who is the OC and how much do u owe?



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 4 of 19
Valued Member

Re: LVNV

It is for 430 and due to fall off sept 2013 I heard some horror stories so hope they are ok


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 5 of 19
Community Leader
Legendary Contributor

Re: LVNV

They were required to have sent dunning notice within 5 days of reporting to the CRAs, in which information on how to contact them to exercise your debt validation rights is required.

Did they send dunning notice?

Message 6 of 19
Valued Member

Re: LVNV

I am not sure if they did they are only on my TU not other reports so I hope they will allow me to pay and try to delete


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 7 of 19
Moderator Emeritus

Re: LVNV

Send a DV and find out the status of the debt.  LVNV can be a bit of a pain, but they are doable.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 19
Valued Member

Re: LVNV

Thank you


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 9 of 19
Valued Contributor

Re: LVNV

Check your PM!

 

I sent you something

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 10 of 19