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Valued Member
Posts: 79
Registered: ‎12-07-2012
0

LVNV

I have them on my credit report does anyone know how to contact them so I can get this off and are they easy to deal with


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Regular Contributor
Posts: 162
Registered: ‎11-13-2012
0

Re: LVNV

search LVNV there is a lot of threads on this forum...

 

Try sending a DV letter to the address they have listed on your credit report. Thats usually the best place to start.



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
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Valued Member
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

Thank you from what I found out they are not easy to deal with 


Starting Score: 522
Current Score: 625
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Regular Contributor
Posts: 162
Registered: ‎11-13-2012
0

Re: LVNV


desie25 wrote:

Thank you from what I found out they are not easy to deal with 


Good luck. start with the PFD and see where u stand...


Who is the OC and how much do u owe?



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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Valued Member
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

It is for 430 and due to fall off sept 2013 I heard some horror stories so hope they are ok


Starting Score: 522
Current Score: 625
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Community Leader
Epic Contributor
Posts: 25,712
Registered: ‎03-19-2007
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Re: LVNV

[ Edited ]

They were required to have sent dunning notice within 5 days of reporting to the CRAs, in which information on how to contact them to exercise your debt validation rights is required.

Did they send dunning notice?

Valued Member
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

I am not sure if they did they are only on my TU not other reports so I hope they will allow me to pay and try to delete


Starting Score: 522
Current Score: 625
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Moderator
Posts: 14,034
Registered: ‎04-15-2011
0

Re: LVNV

Send a DV and find out the status of the debt.  LVNV can be a bit of a pain, but they are doable.

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Valued Member
Posts: 79
Registered: ‎12-07-2012
0

Re: LVNV

Thank you


Starting Score: 522
Current Score: 625
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Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
0

Re: LVNV

Check your PM!

 

I sent you something

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


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