Rebuilding Your Credit

[desie25]

I have them on my credit report does anyone know how to contact them so I can get this off and are they easy to deal with

[xwill04]

search LVNV there is a lot of threads on this forum...

Try sending a DV letter to the address they have listed on your credit report. Thats usually the best place to start.

[desie25]

Thank you from what I found out they are not easy to deal with 

[xwill04]

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desie25 wrote:

Thank you from what I found out they are not easy to deal with 

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Good luck. start with the PFD and see where u stand...

Who is the OC and how much do u owe?

[desie25]

It is for 430 and due to fall off sept 2013 I heard some horror stories so hope they are ok

[RobertEG]

They were required to have sent dunning notice within 5 days of reporting to the CRAs, in which information on how to contact them to exercise your debt validation rights is required.

Did they send dunning notice?

[desie25]

I am not sure if they did they are only on my TU not other reports so I hope they will allow me to pay and try to delete

[Shogun]

Send a DV and find out the status of the debt.  LVNV can be a bit of a pain, but they are doable.

[desie25]

Thank you

[rckstrscott]

Check your PM!

I sent you something

-scott