@herpnthederp wrote:I joined myfico a few months ago and have seen drastic improvement in my credit scores. I signed of for scorewatch and that gives me my EQ score and alerts obviously. Also, since i have joined score watch I have bought my Experian and Transunion reports within a month of each other. I also have transunion monitoring on my CC with Capital One.
My question is, are the scores on here FAKOS that i hear about with TU and EX? The reason i ask is that my scores are as follows:
EQ 625
EX 668 (from late July)
TU 683 (from yesterday)
Im just wondering why there is such a large variance. Everything on my reports are the same through all 3 agencies and with TU my credit tracker on there says my score is only 615, so i was just wondering if anyone else has seen such large differences.
Thanks!
Variations in scores isn't unusual. Your's is within a normal range. Take a close look at your reports, sometimes tradelines don't report to all three bureaus and sometimes there are inaccuracies in reporting on the same tradeline between the three bureaus . Furthermore, each of the three CRAs have their own proprietary FICO formual that they use. The scores you purchase here are true FICOs.
Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden