YAHOO!!!! 2 points away from 680 and 22 from 700. Still waiting to hear from WF on my PFD. Was told my voice mail and letter that I'd hear something by 10/8. Nothing by phone yet and no letter yet. If nothing by Tuesday (since Monday is a holiday and no mail) then I'll start calling on Wednesday. I did send them a 2nd PFD letter which crossed in the mail with their response to the first one. So we'll see.
Now I need to start GW my paid charge offs. Some of them are recent payoffs, some I'm not hopefuly.. The earliest they are set to fall off isn't until late year/early 2016. Don't know that I can be the CB to remove them early due to age. Thoughts?