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Valued Member
Posts: 45
Registered: ‎07-24-2012
0

Last collection gone, all scores over 700!

Oh happy Day!!!!! Last collection is finally off of my TU report! It gave me a 12 pt score bump from 699 to 711. Now that's my lowest score! I've never had 700+ credit scores, and now I can say it's the best feeling ever. I still have lates on a few accounts so my reports aren't baddie-free, but at least the big bads have vacated the premises. 

 

4 months of hard work saw me collection free and 70ish points up in scores. Woooooooohoooo!

 

I will NEVER go back to being an idiot. Well, at least not in regards to credit hell, anyway. ;-)

 

All of you other credit warriors out there... Stay strong!


Starting Scores July 2012: EQ FICO 645, TU FICO 636, EXP (CCT) 638
Feb 2015 Scores: EQ FICO 758, TU FICO 753, EX 749
New Contributor
Posts: 52
Registered: ‎09-20-2012
0

Re: Last collection gone, all scores over 700!

I'm green with envy, but proud of you. Great job!

New Contributor
Posts: 67
Registered: ‎05-29-2009
0

Re: Last collection gone, all scores over 700!

Keep up the good work! and stay out of trouble. (credit troubles) :smileywink:


Starting Score {July 30,2012}: TU 586 EQ 535 EX 583
Current Score: My Fico EQ 635 Walmart TU08 640 MyFico TU04 682 My Fico EX 628 (lender pull 09/12)
Road 2 Recovery: Patience - Persistence - Perseverance

Goal Score: 700+


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Last collection gone, all scores over 700!

Thats awesome!!! Its nice to see all your hard work is paying off.

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Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Last collection gone, all scores over 700!

That rocks!!!  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 144
Registered: ‎06-28-2012
0

Re: Last collection gone, all scores over 700!

AH>>>>MAZING! I cannot wait to be in your shoes! :smileysurprised:)

 

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



New Member
Posts: 5
Registered: ‎11-08-2012
0

Re: Last collection gone, all scores over 700!

Excellent Job, I'm working to get mine into the 600's so I can get a private student loan for nursing school.....


Starting Score: 10/18 EQ 492 Real Fico
Current Score: 12/05 EQ 574 Real Fico 11/16 616 TU Real Fico
Goal Score: 850


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Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: Last collection gone, all scores over 700!


timotiger wrote:

I'm green with envy, but proud of you. Great job!


+1

 

Really Really nice job, I can't wait to get there myself. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
New Contributor
Posts: 69
Registered: ‎10-13-2012
0

Re: Last collection gone, all scores over 700!

Congrats Whoa what a feeling especially during the holidays...

 

 

Go head poke your chest out and do the "peacock strut" :smileyvery-happy: You have earned it!!!


Starting Score: 467
Current Score: 661
Goal Score: 795


Take the FICO Fitness Challenge

Post BK Wallet: Target VISA $10,000 (AU) | NFCU Credit Card $5,000| Walmart $1100| Cap One Platinum $3000 | Amazon $1150 | Discover It Card $500 | Cap One Secured $500 | PayPal Smart Connect $500 | Lane Bryant $1130| Dressbarn $750 |NY & Company $250| Victoria's Secret $250 | Target Store Charge $200 |Capital One Auto Finance
Valued Member
Posts: 47
Registered: ‎10-11-2012
0

Re: Last collection gone, all scores over 700!

I oculd not be more happy for you!  I hope to get there myself in 2013!!


Starting Score: 9/2012 - 609
Current Score: 11/9/2012 TU 620 11/9/2012 EQ 591
Goal Score: 700


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