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Late on a Cap 1 card

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CS800
Super Contributor

Late on a Cap 1 card

I have a 30 days late in Feb 2008 with Cap 1.

 

When will this late drop off or when will it stop affecting my score?

 

Also on myfico scorepower. I don't see any history for 2011. Everything shows Ddec 2010. Is that normal?

 

I have a lot of accounts and their balance should be less since they have been paid Jan-MArch 2011. but these payments are not showing up.




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mauve
Valued Contributor

Re: Late on a Cap 1 card

I'm tempted to cut and paste a link from one of your OTHER threads where someone tells you that lates will fall off 7 -7.5 years from the DoFD for that late.

 

It's no less true for this thread.

 



Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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