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Late on school deferrement?

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Anonymous
Not applicable
‎10-19-2012 01:53 AM
‎10-19-2012 01:53 AM

Late on school deferrement?

On my credit report for my old school, it states I was let for two months payment, however I was in school at the time and the loan was and is still deferred. So I dont understand how I could have had a late payment. Do I dispute this, send a DV or what?

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injustifiiable
Valued Contributor
‎10-19-2012 08:38 AM
‎10-19-2012 08:38 AM

Re: Late on school deferrement?

Who holds the loans? Are these federal or private or what?

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Shogun
Moderator Emeritus
‎10-19-2012 09:02 AM
‎10-19-2012 09:02 AM

Re: Late on school deferrement?

I would contact the creditor and advise them of that fact.  

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Anonymous
Not applicable
‎10-19-2012 11:20 AM
‎10-19-2012 11:20 AM

Re: Late on school deferrement?

I will do that, and it list the school itself so I am assuming federal.

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atarvuzdar
Established Contributor
‎10-19-2012 11:51 AM
‎10-19-2012 11:51 AM

Re: Late on school deferrement?

Loans in deferment still accrue interest and you are expected to pay the interest during deferment, though I don't believe you get statements advising you of the interest amounts on a monthly basis. It is this interest not being paid that is most likely the cause of your lates being reported.

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