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Late payment reported to credit agencies

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Rob71
New Member

Re: Late payment reported to credit agencies

 

I see followings comments in my credit report.

 

Equifax     Comment: Consumer disputes this account information, Paid Charge Off

Experian  Comment: Closed - Account in dispute - Reported by subscriber (FCBA), Account information disputed by consumer

 

 

Basically it has been in the disputes status for last several months. I wrote 4 letters with my humble request to provide a resolution but not getting any proper attention. I am wondering if there are any other approaches which I can take to resolve this.

 

It’s very frustrating, I am Citibank customer since last 15 years, I have a good banking relationship and also have a credit card which I use daily. Not sure if I am doing something wrong. 

 

Would appreciate some advice on this.

 

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