I have several accounts that are beginning to come up on the 7 year mark for when I began to be late. ie: Jan 2006 30 days, 60, 90, 120, charge off. Am I right in thinking that the lates will fall off individually beginning with the 30 days leaving 60, 90, 120...? or will the worst reduce to 30, 60, 90,and then no 120? And will this even matter at this point? My scores are all in the 700's already.
Sept 07 EQ 419
April 2012 EQ- 669 EXP- 680 TU-700= Proud New Homeowner!
Starting Score: 0