I never knew that they could pull a full report or full factial report. But I have learned a lot from these forums. I've also read that NFCU is really bad about it. Those might just be rumors tho. There are people that say they go back and pay off 10 year old + obligations to receive these mortgages...... Ummm... These people are crazy! Just go to a mortgage broker and they will find a long list of people trying to earn your business as long as your credit score is high enough. But I have no experience or actual facts from this. Just what I read on these forums.
