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dreamhomesoon
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dreamhomesoon
Posts: 4
Registered: ‎01-02-2013

Lease question

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‎01-02-2013 03:30 PM - edited ‎01-02-2013 05:48 PM

Hi,

 

The ugliest mark on my credit report is from a broken lease/eviction back in 2008.  CA now has the account.  Before I initiate any kind of action with CA with a DV or PFD, I am trying to determine under which category this debt will fall in and whether or not the statute of limiations has expired.  Anyone have experience?  Basically, I want to avoid opening a can of worms that will get me sued.

 

Thank you!

Equifax FICO: 578 on 12/04/2012; TransUnion FICO: 598 on 12/13/2012
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pizzadude
Posts: 6,261
Registered: ‎01-28-2010

Re: Lease question

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‎01-02-2013 04:29 PM

dreamhomesoon wrote:

Hi,

 

The ugliest mark on my credit report is from a broken lease/eviction back in 2008.  CA now has the account.  Before I initiate any kind of action with CA with a DV or PFD, I am trying to determine under which category this debt will fall in and whether or not the statute of limiations has expired.  Anyone have experience?  Basically, I want to avoid open a can of worms that will get me sued.

 

Thank you!

This would most likely be classified as a "written contract".   Check the SOL for this for your state of residence.

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Lease question

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‎01-02-2013 05:43 PM

Who is the CA?

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
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dreamhomesoon
New Member
dreamhomesoon
Posts: 4
Registered: ‎01-02-2013

Re: Lease question

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‎01-02-2013 05:47 PM

TeleRecovery.  The information on my credit report says "placed for collection".

Equifax FICO: 578 on 12/04/2012; TransUnion FICO: 598 on 12/13/2012
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