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New Member
dreamhomesoon
Posts: 4
Registered: ‎01-02-2013
0

Lease question

[ Edited ]

Hi,

 

The ugliest mark on my credit report is from a broken lease/eviction back in 2008.  CA now has the account.  Before I initiate any kind of action with CA with a DV or PFD, I am trying to determine under which category this debt will fall in and whether or not the statute of limiations has expired.  Anyone have experience?  Basically, I want to avoid opening a can of worms that will get me sued.

 

Thank you!

Equifax FICO: 578 on 12/04/2012; TransUnion FICO: 598 on 12/13/2012
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
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Re: Lease question


dreamhomesoon wrote:

Hi,

 

The ugliest mark on my credit report is from a broken lease/eviction back in 2008.  CA now has the account.  Before I initiate any kind of action with CA with a DV or PFD, I am trying to determine under which category this debt will fall in and whether or not the statute of limiations has expired.  Anyone have experience?  Basically, I want to avoid open a can of worms that will get me sued.

 

Thank you!


This would most likely be classified as a "written contract".   Check the SOL for this for your state of residence.

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: Lease question

Who is the CA?


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
New Member
dreamhomesoon
Posts: 4
Registered: ‎01-02-2013
0

Re: Lease question

TeleRecovery.  The information on my credit report says "placed for collection".

Equifax FICO: 578 on 12/04/2012; TransUnion FICO: 598 on 12/13/2012

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