Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Lender pull this morning.

As of this morning per lender, Experian:649 Equifax: 651 Transunion: 683 Movin' up!! Yay!
"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Regular Contributor
Posts: 191
Registered: ‎07-05-2012
0

Re: Lender pull this morning.

How often is your lender pulling your score? And it going to end up hurting you having it pulled so much?

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Lender pull this morning.

Gratz!! Moving forward is progress.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Lender pull this morning.

No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Highlighted
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Lender pull this morning.

That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK. Smiley Indifferent

 

Pray for good things!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: Lender pull this morning.

That is incorrect a pull on your credit unless u do it with my fico will result in lost points how often are they pulling your credit.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Lender pull this morning.

You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: Lender pull this morning.

In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Lender pull this morning.

Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this. Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: Lender pull this morning.

Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.