10-09-2012 07:59 AM
10-09-2012 08:37 AM
Gratz!! Moving forward is progress.
10-09-2012 08:51 AM
No. Due to it being a mortgage pull, it hasn't hurt me like having a CC pull.
10-09-2012 08:52 AM
That's right!! It's going through a preliminary underwriting right now, and I'm petrified. EEEK.
Pray for good things!
10-09-2012 09:20 AM
10-09-2012 09:25 AM
You are incorrect. In my experince, when my mortgage lender has pulled my score, it has not hurt my like a CC pull, as well as, if it has been done within the 2 weeks time frame. Now this has been MY experience.
10-09-2012 09:28 AM
In a two week time frame no it vcounts as one I was under the impression that you were cheking it over a period of time . By the way any pull is the same numerically if 3 cc 3 score losses. if 3 mort pulls within a time frame one score loss . but 1 for 1 is the same score loss.
10-09-2012 09:31 AM
Exactly. We are in the process of getting a mortgage, so the lender has pulled it in the desired time frame, so that my point loss has already happened for this.
10-09-2012 09:43 AM
Im sorry Havent been at my fico in awhile I read it that u were still fixing. Good luck with your mortgage n be diligent about checking for the creepy crawlers. Debt collectors come out of the woodworks when ever someone applies for a mortgage. They know people are in a corner often the debt isnt even valid.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.